Thank you for choosing Wic Documents for your student loan needs. Wic Documents is proud of our record of helping people resolve their student loans, regardless of the stage, and we look forward to helping you.
Wic Documents are experienced professionals specialize in preparing documents for consolidating federal student loans. However, we do not provide loans of any kind. Instead, we will work with you to prepare the documents for a Student Loan Consolidation Program that will fit your situation and specific needs, we provide expert assistance to help you:
Obtain a complete discharge of your student loan; if possible, obtain a refund of payments you have on your loan,
And or establish a comfortable payment plan that will meet your needs
In addition, Wic Documents can prevent the government from garnishing your wages or seizing your tax refunds in the future and stop lenders from employing aggressive collection efforts if appropriate. We can also help you obtain forbearances, deferments if a necessary.
While you can undertake this process on your own, our expert staff is well versed in the ongoing changes to all student loan programs as well as the variety of forgiveness programs. Wic Documents is committed to our Client’s Success by ensuring that the client is aware of all their options. Additionally, Wic Documents is NOT affiliated with the Department of Education or any government agency; we are a private company that works between your current lender and the Department of Education. While we work to get our client’s desired results, it is important to note that there can be no guarantee of outcome or results.
This agreement is made this day of 08 October, 2020. Wic Documents a Philadelphia company located at 1234 Market St #40839 SMB #13036 Philadelphia, PA 19107. The parties agree as follows;
Wic Documents has delivered a counseling session with the client and will explore the possibilities of a federal student loan consolidation, discharge/refund, compromise, and reasonable and affordable payment plans for student loans in all stages of repayment. In addition, Wic Documents will gather relevant information regarding the client’s student loan(s) and or consumer debt(s) that will include the holder, payment history, original documentation and breakdown of the outstanding balance and interest rates. In addition, a Client Budget Analysis, direct creditor negotiation, and debt analysis can be undertaken by Wic Documents as per client request. Wic Documents agrees to help prepare the documents for affordable repayment options for loans in forbearance, repayment, deferment, default and active collections. Repayment options include but are not limited to the following: Income Contingent Repayment plan, standard repayment, income-based repayment, extended repayment plan, graduated repayment and Pay as you earn repayment plans. In addition, Wic Documents will negotiate to remove wage garnishment(s) and tax offset(s) and conduct a pre-consolidation analysis.
Not included in representation: Client understands by this agreement, client is contracting to provide document preparation for federal student debt consolidation. Client also acknowledges that Wic Documents does not provide legal advice, investment advice, accounting services or other financial consulting services. If client needs legal advice, legal expertise, or court filings, client must seek the advice of an attorney.
This agreement does not include private student loans. Only federal student loans qualify.
The Client will be responsible for providing complete and accurate information as well as timely responses to communication from Wic Documents, defined in this agreement as (3) business days. Client agrees to be cooperative, and honest. The client may be asked to provide documentation and/or send documentation to Wic Documents, which will aid in the document preparation. Once client has engaged, client is not to work his or her own student loan accounts, client must allow Wic Documents the opportunity to prepare the documents for his or her federal student loans.
Wic Documents does not sell, trade, or otherwise furnish confidential information to third parties, unless they have an interest in the client’s student loan. Wic Documents shall be kept strictly confidential and used solely for preparing the documents and resolving student loan issue(s) and or consumer debt(s). Wic Documents requires written authorization from client(s) to disclose any account information to any/all third parties.
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